If you are an Aussie citizen with Indian roots, you’ve probably heard about the OCI card. It’s a card that lets people of Indian origin visit as well as stay in India without applying for a visa every time. Sounds great, right?
Many people apply for it because it offers a lot of freedom and long-term benefits. But what most people don’t realise is that some rules and limits come with it. Before you start your OCI application in Sydney, knowing both the good and the not-so-good parts is important.
So, we decided to take you through everything. Here, we’ll simply explain the real advantages and disadvantages of the OCI card, helping you decide if it’s right for you or your family.
Let’s dive in.
What Is the OCI Card?
The OCI card is a lifelong travel and residency document for people of Indian origin who are now citizens of another country, like Australia. It gives non-Indian citizens permission to live, work, or visit India without needing a visa every time.
But it’s not dual citizenship. Think of it as an extended access card to India, but with conditions.
Major Advantages of the OCI Card (For Indian-Origin Australians)
A number of long-term advantages come with applying for the OCI card from Australia. Here are some:
1. Multiple-entry, Lifelong Travel to India
With the OCI card, you can enter India without a visa for the rest of your life. You are free to travel to India as frequently as you choose, for any period, for a quick gateway, for a family gathering, or for a longer stay.
This is especially helpful for retired couples, parents visiting children, and people with close family relationships.
2. Registering with FRRO is not required
No matter how long you are staying, you are exempt from registering with the Foreigners Regional Registration Office (FRRO) as an OCI holder.
For Australians who are staying in India for longer than 180 days, this is a major benefit because visa holders are typically required to register.
3. Ownership of Real Estate & Financial Management Rights
OCI holders are able to:
- Purchase commercial and residential properties in India, except agricultural land
- Create bank accounts
- Invest in shares, bonds, and mutual funds.
- Manage and inherit ancestors’ belongings.
Because of this, the OCI card is particularly beneficial if you own real estate or have other financial holdings in India.
4. Increase Benefits for Family Members
An OCI card holder’s spouse or minor children may also apply for OCI status, which facilitates the family’s safe and comfortable travel and residence in India.
5. Freedom in India to Work or Study
You don’t need to apply for a separate student or employment visa to study or work in India with an OCI card. OCI holders are granted equal entrance and tuition to Indian educational institutions as non-resident Indians.
This is beneficial if your kids wish to study in India or if you want to work as a teacher, consultant, or temporary employee.
Disadvantages of the OCI Card You Might Not Know
There are restrictions even if the OCI application in Sydney procedure grants a number of benefits, particularly for individuals who anticipate full citizenship rights.
OCI holders:
1. No Government Positions or Voting
- Do not have a right to vote in Indian elections
- Cannot contest political office
- Are not qualified for government positions, particularly those in the military forces, civil services, or courts.
This is a major limitation if you have long-term aspirations to serve the public or engage in politics in India.
2. Limitations on Real Estate Ownership
OCI holders are not allowed to purchase agricultural, plantation, or farmhouse land, regardless of the purpose, although they can purchase residential and commercial properties.
Regulation complications exist even for agricultural property that has been inherited.
3. Reissue is Necessary After Passport Renewal
For candidates:
- Under 20: Each new passport requires a new OCI.
- Under 50: After your passport is updated, you must reissue it once.
This makes the procedure long and sometimes difficult for both younger and older candidates.
4. Lack of Access to Government Programmes or Assistance
OCI holders are unable to access:
- Healthcare subsidies
- Government funding assistance
- Subsidies for agriculture or welfare
- Support for housing or education intended for Indian nationals
5. Not Recognised as Dual Nationality
Despite the phrase “Overseas Citizenship,” it’s crucial to understand:
- Full Indian citizenship is not what OCI is.
- Applying for an Indian passport is not possible.
- As a citizen, you are not protected by the constitution.
- You are still considered as a foreign national in India
6. Is the OCI Card Right for You?
If you:
- Visit India regularly
- Have family or property ties in India
- Want to study, retire, or invest there
- Don’t need voting rights
…then the OCI application in Sydney is likely worth it.
Want Help with Your OCI Application? Here’s How It Works
It can be difficult to navigate an OCI application, photo requirements, and supporting evidence, particularly if you’re applying from Australia. Here’s how professional services at Bharat Suvidha can make things easier for you:
01. Sign Up & Provide Details
Register online and share your information. Our experts will request the required details to complete your OCI application accurately, saving you time and effort.
02. Experts Handle Application
Once you share the correct information, our experts will complete your OCI application to avoid mistakes and unnecessary delays.
03. Application Lodged & Delivered
After reviewing everything, we will share the completed form with you for submission to the relevant authorities, and your documents will be delivered to your doorstep.
Note: We are an independent private service provider. We aren’t affiliated with VFS Global, the Consulate-General of India, the High Commission of India in Canberra, or India’s Ministry of External Affairs.
Final Thoughts
The OCI application can open doors for Indian-origin Australians looking to stay connected to India. It allows you to travel, live, and invest easily—but it’s not a one-size-fits-all solution.
Before applying, understand both the benefits and the limits. If it suits your lifestyle and plans, applying for an OCI card could be one of your most valuable decisions.
Ready to take the next step? Let Bharat Suvidha help you through it, error-free and stress-free.
